There is no shortage of tools for tracking a portfolio spread across multiple accounts. Brokers, aggregators, apps: promises of a consolidated view are multiplying. Yet most investors still do not have a reliable picture of their wealth. The problem is not the lack of solutions, but their quality.
Solutions exist, but they do not work
An investor holds stocks at Interactive Brokers, ETFs and bonds at BoursoBank, and crypto assets on a Ledger. They want to see everything in one place. In theory, they have options. Most brokers offer the ability to connect external accounts. There are also apps specifically built for aggregation.
In practice, it does not work, or works very poorly. Synchronizations disconnect. Data fails to come through, or arrives late. Positions are miscategorized, currencies poorly converted. A broker's interface is designed for its own positions. External accounts are treated as a secondary add-on: one extra tab, poorly integrated, that constantly needs fixing.
That is ultimately quite logical. Brokers were designed for order execution, then for position monitoring, and only marginally for portfolio analysis. Moreover, the most powerful brokers (IBKR, Saxo) are often the ones whose portfolio reading and consolidation experience is the least satisfying.
Independent aggregators create an additional problem. Beyond fragile synchronizations, most require users to hand over their credentials to an intermediary. Behind the promise of a unified view lies a long chain of trust: external aggregation service, cloud infrastructure, token management, remote databases. Every additional link is a point of fragility and a potential source of data leakage.
To understand why local-first architecture changes the game for privacy and security in portfolio tracking, see: Why Local-First Portfolio Tracking Is More Private and More Secure in 2026
For a concrete example of how aggregator trade-offs play out in practice, see the detailed Finary comparison: Finary Alternative: Why Some Investors Are Looking for Something Different
The result is that many investors give up. They fall back on the most common habit: opening each platform separately, estimating the whole mentally, or maintaining an Excel spreadsheet updated whenever they happen to think about it.
The cost of approximate visibility
The real cost is not inconvenience. It is the effect on decision-making.
Without a consolidated view, you can believe you are diversified while actually being concentrated in the same sector across several accounts. You can underestimate your currency exposure. You can fail to notice that one position has become large enough to throw the whole portfolio off balance.
And when the data is delayed or incomplete, you make decisions based on a picture you already know is wrong. That is worse than not looking at all: it creates the illusion of control.
A poorly read portfolio is a poorly managed portfolio. Investing coherently requires being able to see what you own, in what proportions, and why — continuously and with reliable data.
For a practical comparison of how different tools handle these challenges, see: Best Portfolio Trackers for European Investors in 2026 — Compared
How Tukhe approaches the problem
Tukhe is a desktop application designed with one objective: to consolidate and track a multi-account portfolio in real time. It is a reading and analysis layer that connects to existing brokers — not another broker, not another aggregator.
The connection goes through in-house connectors built for each supported broker. Your credentials go directly to your broker — IBKR, Saxo, Kraken for now, with more being built. No third-party aggregator is involved. Connections are read-only: Tukhe reads your portfolio, it cannot place orders. The fewer intermediaries between the source and the tool, the more reliable and secure the system is.
Your portfolio lives on your computer. Tukhe stores nothing on its servers. No copies, no backups, no access to your positions. The company itself cannot view your data. This is not a setting buried in a menu. It is an architectural choice. No email, no name, no user account. The application works without an identity layer, which means the company does not build any database of user profiles tied to portfolios.
It is also a tool that thinks like an investor, not like a broker. Allocations are fully customizable: defensive, cyclical, commodities, currency exposure, income, satellites, high-conviction positions — you organize your positions according to your own logic, not according to your broker's standard categories. A single position can belong to multiple allocations simultaneously, because that is how an investor actually thinks. The intelligence of a portfolio does not come only from the securities it contains. It comes from the structure imposed on them.
Multi-currency tracking is native. An investor holding positions in euros, dollars, and Swiss francs can see their wealth consolidated in the currency of their choice, with instant switching.
For accounts without a connector — a PEA at a local bank, life insurance, a pension wrapper, physical gold — Tukhe lets you enter positions manually. But unlike a spreadsheet, these positions benefit from real-time market data: prices, valuation, P&L. The position is manual. The tracking is automatic. The overall view remains complete and dynamic regardless of the originating broker.
For more on how Tukhe leverages broker APIs like IBKR and Saxo for direct, reliable connections, see: Why Tukhe Makes Even More Sense When Your Broker Offers an API
Seeing your portfolio clearly is not a convenience
Tukhe's ambition remains the same. It is a tool that respects the user's intelligence, does not hide risk, and helps people see what they own and why they own it.
Seeing your portfolio more clearly is not a convenience. It is the starting point for more lucid investing.
